Personal Finance Skills Online Resources

The following resources are free, online, and educational. They are simple and have been compiled here for easy access.

REESTABLISH RICHMOND HANDOUTS

• Basics of Banking

• Opening a Bank Account

• Checking Accounts, Debit Cards, ATMs

• Savings and Savings Accounts

• Budgeting

• What is Credit?

• Credit Cards

• Taxes

FINANCIAL LITERACY CURRICULA

• ReEstablish Richmond: Personal Finance Skills Seminar Series

• The READ Center: Financial Series

• BRYCS: Picture This! Limited Literacy Financial Literacy Workbook

• LIRS: Job Readiness Curriculum for Higher

• UNCDF: Financial Literacy Training Toolkit for Refugees

• GCF: Everyday Life (games and activities)

• CORE Making Your Way Curriculum: Budgeting and Personal Finance chapter

• Khan Academy Financial Literacy Course

• Khan Academy Personal Finances Course

• Glossary of Basic Financial Terms from Ottawa Community Loan Fund

CURRENCY

• Counting Money video (part 1)

• Counting Money video (part 2)

• Khan Academy Counting Money Lesson

BASICS OF BANKING

• USAHello: A Guide to Banking in the US

• CFPB: Selecting Financial Products and Services

• CFPB: Checklist for Opening a Bank or a Credit Union Account

• Bank of America: Better Money Habits

• SAFE IRC Managing Your Money Series: Banking video

• Basic Banking: Opening a Bank Account video

ONLINE BANKING

• CFPB: Online and Mobile Banking for Beginners

• CapitalOne: Signing Up Made Simple video

CHECKING ACCOUNTS

• ReEstablish Richmond: Checking Accounts video

• Hands on Banking: Checking Accounts

• It’s A Money Thing: Checking Accounts Basics video

ATMS

• ReEstablish Richmond: How to Use an ATM video

DEBIT CARDS

• USAHello: Learn about Credit Cards and Loans for Immigrants

• Bank of America: When to Use Credit vs. Debit Cards video

SAVINGS AND SAVINGS ACCOUNTS

• ReEstablish Richmond: Ways to Save Money

• DFPI: Saving and Planning for Retirement

BUDGETING

• USAHello: Making a Budget to Save Money

• DFPI: Budgeting

• Tribeca Financial: The Importance of Budgeting video

• Adulting 101: How to Create Your Budget video

CREDIT

• ReEstablish Richmond: What is Credit? video

• SAFE IRC: Introduction to Credit video

• DFPI: Credit and Credit Reports

• Forbes: Building Credit as a New Immigrant

• CapitalOne: Understanding Late Fees video

CREDIT CARDS

• ReEstablish Richmond: Understanding a Credit Card Offer video

• ReEstablish Richmond: What Is a Credit Card and How to Use One video

• USAHello: Learn about Credit Cards and Loans for Immigrants

• Credit Builder Loan vs Secured Credit Card - Pros and Cons

• Ameritrade: How to Use Credit Cards Wisely video

LOANS

• ReEstablish Richmond: What Are Loans? video

• ReEstablish Richmond: Debt and Debt Management video

• USAHello: Learn about Credit Cards and Loans for Immigrants

• DFPI: Other Loans

• CFPB: Should I Consolidate or Refinance My Student Loans?

• Money Academy: What is Debt video

MORTGAGES

• USAHello: Learn about Credit Cards and Loans for Immigrants

• DFPI: Housing

BUYING A CAR

• ReEstablish Richmond: Buying a Car video

• SAFE IRC: Car-buying Part 1 video

• SAFE IRC: Car-buying Part 2 video

• SAFE IRC: Understanding Car Insurance and Warranties video

• SAFE IRC: Car Maintenance video

GETTING PAID

• ReEstablish Richmond: Understanding Your Paycheck video

• CFPB: Ways to Receive Your Money

• SAFE IRC: Understanding Your Paycheck or Paystub video (part 1)

• SAFE IRC: Understanding Your Paycheck or Paystub video (part 2)

• GCF: Understanding Your Paycheck video

PAYING BILLS

• CFPB: Ways to Pay Your Bills

GOVERNMENT BENEFITS

• USAHello: What Are Government Benefits?

TAXES

• ReEstablish Richmond: The U.S. Tax System

• Switchboard: Income Taxes 101

• USAHello: How to Pay Income Taxes for New Immigrants

• SAFE IRC: Taxes in the U.S. video

FRAUD AND SCAMS

• DFPI: Fraud and Scam Awareness

• FTC: Identifying Scams Against Immigrants

• ACFE: What is Identity Theft video

WIRE TRANSFERS AND SENDING MONEY INTERNATIONALLY

• USA Hello: Ways to Send Money Internationally